{"id":1083,"date":"2026-07-28T05:10:43","date_gmt":"2026-07-28T05:10:43","guid":{"rendered":"https:\/\/longhaulmovingpros.com\/?p=1083"},"modified":"2026-07-28T05:10:43","modified_gmt":"2026-07-28T05:10:43","slug":"you-can-finally-trust-all-your-money-to-x-the-everything-app","status":"publish","type":"post","link":"https:\/\/longhaulmovingpros.com\/?p=1083","title":{"rendered":"You Can Finally Trust All Your Money to X, the Everything App"},"content":{"rendered":"
\n

Don\u2019t be surprised if, when you\u2019re out at a restaurant in the near future, the person at the next table over pays with a metal card with a familiar X on it, and then hops into their Cybertruck and drives away. That person has simply handed some portion of their finances over to an enterprise called X Money, the fintech division of a rocket, social media, and artificial intelligence conglomerate called SpaceX.<\/p>\n

Read more Prediction Markets Saved From Minnesota Ban by Last-Minute Ruling<\/a><\/p>\n

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Your money, on the world\u2019s most powerful network<\/p>\n

\ud835\udd4f Money is rolling out to U.S. Premium and Premium+ subscribers starting today pic.twitter.com\/2c1UMkB4Kn<\/p>\n

\u2014 X Money (@XMoney) July 27, 2026<\/p>\n<\/blockquote>\n

It had already been soft-launched, but Monday was the day it went wide.<\/p>\n

First teased in 2023 via an Elon Musk tweet, (they weren\u2019t yet called \u201cX posts\u201d at the time) the rebranding of Twitter as X was supposed to pave the way for \u201cthe ability to conduct your entire financial world\u201d within the platform. The app formerly known as Twitter was becoming, as Musk called it, \u201cX, the everything app.\u201d That phrase has slowly morphed into a term of abuse, thrown in Musk\u2019s face when some revolting new phenomenon gets spawned on X.<\/p>\n

But say what you will about X Money, you can<\/em> sign up for it today if you\u2019re a Premium or Premium+ X subscriber.<\/p>\n

\n<\/div>\n

And why would anyone do that? Well, to give it the benefit of the doubt, the pitch is the perks: up to a 6% annual return, direct deposit that comes up to two days before you actually get paid, free ATMs, and a metal Visa card that has your @handle on it and gets you 3% cash back. What am I going to say, that those aren\u2019t at least cool perks on paper? They\u2019re outstanding perks, on paper<\/em>.<\/p>\n

\n<\/div>\n

So no, this is not a Venmo-style payments app welded onto Twitter. This thing wants your money. But then there\u2019s that nagging voice again: you would be giving your money to X, the everything app<\/em>.<\/p>\n

Read more Someone Was Arrested at a Public Meeting For the Crime of Anti-Data Center Clapping<\/a><\/p>\n

Sort of. \u201cDeposit accounts are held at Cross River Bank, Member FDIC, and insured up to $250,000,\u201d a post from X Money says. And don\u2019t worry. There is an additional \u201cCash Sweep Program\u201d that can insure high-rollers for even larger deposits by Premium+ subscribers. So if SpaceX went belly-up tomorrow, you would still, in theory, have an account at Cross River Bank. And what\u2019s Cross River Bank? It\u2019s a Fort Lee, New Jersey-based company that provides infrastructure to fintech startups. But at least it\u2019s an FDIC insured<\/em> New Jersey-based company that provides infrastructure to fintech startups.<\/p>\n

\n<\/div>\n

But the fintech company you\u2019re signing up to do business with, X Payments LLC \u201cis not an FDIC-insured bank.\u201d And the FDIC \u201conly covers the failure of an insured bank,\u201d X Money has disclaimed.<\/p>\n

Senator Elizabeth Warren\u2019s April letter to Elon Musk about X Money tried to cast some doubt on this financial institution\u2019s stability based on the aforementioned extremely generous 6% APY offer. \u201cIt is unclear what risky investments, intrusive data monetization activities, or gimmicks either X Money or Cross River may intend to engage in to pay that yield when the target Federal Funds Rate is 3.5-3.75%,\u201d .<\/p>\n

But unlike when Warren wrote her letter, X Money is now part of a publicly-traded company. That publicly traded company hasn\u2019t been experiencing stellar stock performance lately, but it\u2019s very big, and if you don\u2019t find that comforting, last week its CEO said \u201cmoney won\u2019t matter in 2036.\u201d<\/p>\n

Read more How Much Charity Would It Take for People to Like Elon Musk?<\/a><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

X Money has landed.<\/p>\n","protected":false},"author":1,"featured_media":1082,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-1083","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrencies"],"yoast_head":"\nYou Can Finally Trust All Your Money to X, the Everything App - Long Haul Moving Pros<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/longhaulmovingpros.com\/?p=1083\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"You Can Finally Trust All Your Money to X, the Everything App - Long Haul Moving Pros\" \/>\n<meta property=\"og:description\" content=\"X Money has landed.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/longhaulmovingpros.com\/?p=1083\" \/>\n<meta property=\"og:site_name\" content=\"Long Haul Moving Pros\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-28T05:10:43+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/longhaulmovingpros.com\\\/?p=1083#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/longhaulmovingpros.com\\\/?p=1083\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/longhaulmovingpros.com\\\/#\\\/schema\\\/person\\\/ed9c8f732aec56889e8fd0602fe5af4b\"},\"headline\":\"You Can Finally Trust All Your Money to X, the Everything App\",\"datePublished\":\"2026-07-28T05:10:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/longhaulmovingpros.com\\\/?p=1083\"},\"wordCount\":643,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/longhaulmovingpros.com\\\/?p=1083#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/longhaulmovingpros.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/e1d0a41b083a5a5f36e499e8cb6bbc4f.webp\",\"articleSection\":[\"Cryptocurrencies\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/longhaulmovingpros.com\\\/?p=1083#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/longhaulmovingpros.com\\\/?p=1083\",\"url\":\"https:\\\/\\\/longhaulmovingpros.com\\\/?p=1083\",\"name\":\"You Can Finally Trust All Your Money to X, the Everything App - 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